Your Money ;
; Many Americans have
stopped paying their mortgages.
; But they remain in their homes.
; Are they freeloaders or victims?
“It’s by the
grace of God
that I am still
here,” says
Ruben Martinez, of his
home, left.
Living
By Carole Fleck
The last time Ruben Martinez
paid the mortgage
on the modest Staten
Island, N. Y., home he
shares with his wife,
daughter and grandchildren, George W.
Bush was beginning
his second term as
president in 2005.
Boomers Charles
and Jill Segal
stopped paying their
loan nearly four
Photos by Todd Hido
