22. Freeze your assets “I put money
into a plastic container with water
and freeze it. When I see something
I want, I know that by the time the
money is defrosted, I won’t want
that item anymore.” —James Kipp,
Tonawanda, New York
23. Tap the tap “You don’t need to buy
bottled water; just turn on the faucet.”
—Mike Shipplett, Sierra Vista, Arizona
24. Make the oven multitask “By
cooking smarter, I have saved on propane gas and groceries. When I heat
up the oven, I fill it completely with
meat entrées, cookies, cakes, and biscuits, then freeze some for later use.”
—Angela Braun, Jackson, Michigan
25. Sweat the small stuff “I save
money by keeping track of everything
I buy. I keep an envelope in my purse
for receipts. At the end of the day I see
where it’s all gone. It’s amazing how
much you can spend without realizing
it.” —Pat Roesch, Weston, Connecticut
26. Trim your premium... “Taking an
inexpensive refresher course in driving
safety earned me a 5 percent discount
on my car insurance.” —Robert DeBellis,
Aventura, Florida [For a course near
you, go to aarp.org/drive. —Ed.]
EDDIE GUY
27. ...Or comparison-shop it “I had
been with my auto-insurance company for 13 years and had no tickets
or accidents. But when I went on the
insurer’s website as a new customer,
