MORE FOR YOUR FOR UR
t last count, nearly 95 percent of Americans had a cell phone. Chances are, too many of them are paying more than they should. “With cell phones you walk a thin line. Either you pay too much for services you don’t use, or use too many
services and get socked with extra charges,” says
Mike Gikas, senior electronics editor for Consumer
Reports. But you don’t have to stay unconnected to
stay solvent. Here’s a four-step plan to get what you
need and lower your monthly phone bill.